Got my uniform and my first shift is starting in a few hours.
I intentionally ordered my shirt a little bit small so I can keep the “gay cashier twink” look… Sometimes I am disappointed with myself
I can see you typin away there wayne…
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I worked at In N Out when I was 17/18. was a great job honestly. hard fuckin work and i smelled like an onion fucked a potato every day. KFC seems like it would be more fun. In N Out is practically militaristic with their operations.
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I hope it’s a laidback experience. They’ve thrown me onto the only shifts were people will actually be there, and working as cashier on my first shift is… Interesting - but I can’t complain. I’m sure that the weekly work shifts will become a normal part of my routine/existence.
Spring holidays are coming up, so hopefully I get lots of shifts then - and hopefully for more than 3 hours, too. Regardless, worst case it’ll take me 14 weeks to save up all the money I need. For my evil plan. mwah hah hah.
You should take 10% and put it into BTC
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Bitches?
Yeah, I could do with some of those in my life 
/lh
To be honest, I don’t feel comfortable with stock trading. I trust that I could make some pretty good money, but it reminds me of my dad. Thinking about anything related to my dad makes me feel uncomfortable.
I could use some cash on a splice subscription - so that I’m not using the same fifty billion samples all the time.
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Short-Term Stock Trading (the type everyone talks about) is unreliable, Cryptocurrency (BTC as one example) even more so. You’d have to spend all your time trading, and even then, the pay isn’t really worth it as far as I’ve seen unless you really enjoy it. If you want to have savings, long-term investments like S&P500 could be useful, but they cannot realistically replace work, even if you have a ton of money, unless you live a very ascetic life. Forget about any cool tech at that point.
I would stick to a paycheck, where you earn money with minimal risk, at a relatively quick rate. One thing I like to tell myself is “I can double my earnings by working 2 years instead of 1.” The significance of this to me is vital. You can spend all that time trading, but you could also spend the same amount of time working normally, and have a very good chunk of money by the end of it.
…Anyways, I did some more exercises today, plus some work on another song.
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Welcome to the wonderful world of constantly smelling like grease! Maybe you can dodge it as a cashier, but I have my doubts lol
My first real job was McDonalds - worked there three months to buy my first nice guitar and noped out. Good to see things haven’t changed too much over the years. 
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Here’s hoping your girlfriend or boyfriend was a Hobbit.
Yep, day trading is basically a recipe for disaster for people who don’t know what they’re doing (and even sometimes for people who know what they’re doing too). Option trading is a sure-fire way to dig yourself a grave real fast.
Regarding crypto, probably 95% of it is BS, with the exception of the top 2: BTC and ETH.
If you do it well, you can make significant money out of them. What it does require is PATIENCE, the monitoring of trends over months/years, while resisting the urge to sell at the next peak.
Look at the progression of BTC and ETH over the last 5 years. I sold some BTC I had gotten at $20k when it hit $80k (a 300% return!!!). I still have some BTC that I bought at $60k, meaning I’m currently at another 100% return in less than 2 years. It’s insane and nothing compares to that. Of course, both BTC and ETH are volatile, but BTC has constantly gone up (due to its programmed limited availability) and ETH, while more volatile (ups and significant downs), usually follows the BTC trends.
There will always be someone to say “it’s too late to buy BTC now” etc., but the truth is, BTC could reach $200k within 2 years. People were laughing some 4-5 years ago when some folks predicted it would reach $100k before 2030…
Don’t fall for any of the BS crypto-of-the-month aka shitcoins. Almost all of them are scams that peak early and then slowly fall to an endless bottom.
“Not financial advice” disclaimer & all that.
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My masters is in this kind of thing.
The honest to god most surefire way to make money in the stock market is to pick a low cost index fund and just keep putting money in. It’s not fancy, it’s not something you’re going to talk with your friends/family/finance bros about. It’s just something you make a habit out of and do.
I started doing it about 6 months after I got my bachelors - just putting 20% of everything I take home post-tax into an index. There’s a bit more to it than that, but honestly most people just don’t have the discipline to do this much, let alone get into more planning. It’s hard to put a couple hundred away every month when I want a new car, to move out, to buy videogames, impress women, etc.
And it’s even harder when my savings for car/house come out of my paycheck on top of my investments, so I net to saving well over half my take home pay. BUT, I’m 31, only just now make the average salary for my age range, and I still already have a 6 figure net worth (even with 20k in new student loans for my masters dragging me down). If you can do it, it will pay off.
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Exactly.
At your age, while I had zero debt (European universities were dirt cheap compared to the organized theft that is the US system), I had meager savings and didn’t know anything about investing. Crypto was in the Neanderthal stage of its existence and 99% of the population had no idea it even existed. About to go live in country #3, and life happening, I was in a constant state of poor… So now I’m way behind where I should be, net worth-wise, and catching up is hard (especially when you’ve once again been laid off so you have to once again dig into savings or investments to survive).
Keep up your financial discipline! Future you will love Past you for that.
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I don’t think anyone said anything about replacing work? Some of what you said is accurate if you don’t know what you’re doing and don’t take time to watch and learn, but your reply is also kind of based on old information when it was new. It’s not new anymore. Danger of losing heaps of money is mostly a result if you are a high-risk trader, and occasionally you will score, but more stable decentralized currencies like BTC have reached a point where they basically resemble the stock market (long-term growth, occasional dips). Every resource you read nowadays tells you to not invest all-in into crypto because it’s just like gambling.
It all depends on what kind of a trader you want to be (I am long-term, low risk) and I only put 5-10% into crypto to “play with”, mostly Ethereum and BitCoin, while 70% goes in blue chips and 20-25% into international markets. And those are percentages of 10% of my income at the moment. If you aren’t at least investing in something you are doing yourself a disservice later on. You cannot rely on your retirement plan with your career/job on its own. Roth IRA is a good place to start if you just want to set it and forget it.
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This, 110%. If your work offers a 401k, contribute up to the match since it’s free money. After that, start a Roth and stuff it up to the yearly max if you can. If you don’t want to think too hard, just pick an index EFT and forget about it until next year when you do it again. Couple decades of that will make a decent nest.
I sold some Bitcoin I had mined and been given back in the early 2010s for some good doss when it first peaked, but I don’t have any exposure now and likely won’t in the future. But it’s probably as good as any other stock these days given the volatility of the market.
As my grandfather used to say, the real money is in real estate, cuz they ain’t making any more of it…
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Had to spend all of the shift doing web training modules
That place is cramped as fuck - and I was stuck on a chromebook 
Hey, I got paid for it so it wasn’t that bad, lol.
Next shift will probably be the same, hopefully I’ll actually get some sort of practical use out of it - but it’s going to be a shitshow 
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Yeah man, that checks out. This is why people hate working for corporations. The stupid never ends.
All respectable answers. I just was voicing my thoughts on the matter
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A new Chris Clark album comes out Nov 7th!
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Totes homie me too
I spent a long time being afraid of it though and avoiding it. It’s depresses me thinking about some of the things I only considered throwing money into back then (like Bitcoin, when it was introduced) and then didn’t out of gear, and do the math, if i did, I’d be a multimillionaire now. I just never took that step. Bitcoin has doubled in a year. expect it to keep going up too, according to many sources. it’s better late than never too.
and also look… I’m addicted to a lot of things, but losing money ain’t one of them. I am a safe and long-run trader. meaning basically, I don’t trade.. I let things just sit and watch them. I only do the risky things with like $20-30 and go “huh that’s interesting” in the end. for example, I bought the AI coin Numeraire at $3.30 and now it’s resting at $18. I’m not going to touch that until it goes down to about the same price I bought it or lower, and again, with like $20. With high-risk trading, never put in anything close to the amount of money that is going to emotionally and financially burden you if you lose it.
the key like someone said is starting ASAP to build a nest egg
The Roth IRA where your company matches your investment, that is the fucking key. unfortunately I’m not sure if KFC does that… but they might! In N Out does.
I have a lot of pretty intelligent friends who are prett-ay good at this, been more successful than not, and they have done well. Just never go all-in. on anything. don’t even get close. that’s like, a life lesson for everything. eggs and baskets. the house does actually always win. BUT in the long run, you can collect the scraps off those growth dividends.
I have other friends though, who love to do borrowing and futures, and they are just stressed out all the fucking time. one of my buddies just made $700 off a $100 investment and that sounds nice… but I don’t like stressing out about money for fun. that’s not… fun.
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Today (more yesterday, actually) I bought a choker and a skirt at Oz Comicon.
I now only need garters and my feminine outfit is completed. And the best part? My mother is completely fine with me wearing it when I go out with friends.
I’ve got some cosplay pics too, but like eeeeeeehhhhh I’m still a minor lol
Looked around, but couldn’t find anything for cheap, so I DIY’ed a laptop cooling stand out of an old wetmop pad case and some old rubber grippers.
OMG I know right? I just want a piece of plastic/metal that has a lot of holes and holds my laptop an inch off the ground. Why does that start at like $30?
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